Insights –
When to Hire a Finance Manager, and the Point Where a Bookkeeper Stops Being Enough
This article is for owners of businesses turning over roughly $2 million to $10 million who have a bookkeeper doing good work and a nagging sense that something is still missing. It will help you...
Cashflow Viability Is a Different Question From Profit, and Your Reporting Probably Cannot Answer It
This article is for owners and directors of businesses between $2 million and $10 million who keep seeing a profit at the bottom of the page and keep feeling tight at the bank. You will get a...
What Counts as R&D, Without the Jargon
This article is for people inside Australian companies who are trying to work out whether a particular piece of work qualifies for the R&D Tax Incentive. Whether the company can claim at all is...
Super Contribution Caps: The Mistakes That Catch Business Owners by Surprise
This article is for owners and directors who pay themselves through a mix of salary, dividends and super, and who want to use the concessions properly without triggering an assessment they did not...
Employing Family Members in Business: The Hidden Tax Costs
This article is for owners of growing businesses who are about to put a partner, a parent, a sibling or an adult child on the books, or who already have and have never had the arrangement looked at...
The Board Reporting Pack That Tells Directors the Whole Story
This article is for directors, chairs and the finance people who prepare for them, in businesses that have outgrown an informal management meeting but have not yet built a reporting rhythm anybody...
AI Bookkeeping: Your Bookkeeper’s Job Is Already Changing Under Them
This article is for sole traders and small business owners who have noticed their accounting software getting better at guessing, and who are wondering whether the person doing their books is about...
R&D Tax Eligibility: The Claim You Talked Yourself Out Of
This article is for directors of Australian companies who have looked at the R&D Tax Incentive at some point, decided it probably was not for them and moved on. It explains the five reasons...
Farm Tax Planning: Farming to the Season Is Normal, Taxing to It Is a Choice
This article is for farming families and agribusiness operators around Orange and central western New South Wales who have had a strong year after a poor one, or expect to, and want the tax outcome...
R&DTI Explained: The new gambling and tobacco exclusions
As of 1 July 2025, R&D activities related to gambling and tobacco are no longer eligible for the R&D Tax Incentive. The change is now law, having received Royal Assent as part of amendments...
Seven Things Every SMSF Trustee Should Do at the Start of the Financial Year
Most of the problems I see in SMSF audits didn't happen in June. They happened in August, or October, or February, when a trustee made a decision without writing it down, let a pension payment...
R&D Tax Incentive: What to Set Up From 1 July, Not the Following April
The new financial year is the right time to think about the R&D Tax Incentive, not because anything is due right now, but because of when it isn't due. The registration deadline for your 2025-26...