If you use Xero to manage your business accounts, you’ve likely noticed the subscription costs have been climbing over the past couple of years. The latest 2026 Xero price increase in Australia took effect on 1 July 2026, and we want to make sure you’re across what’s changing and what, if anything, you should do about it.
What Happened in July 2025?
From 1 July 2025, Xero’s Grow, Comprehensive, and Ultimate plans in Australia saw monthly price increases. Grow rose to $75 per month, Comprehensive to $100 per month, and Ultimate 10 to $130 per month. The Ignite plan remained at $35 per month. These changes applied to both new and existing subscribers.
Alongside the pricing changes, from 1 June 2025, Xero included payroll and automated superannuation in all business plans, features that were previously optional add-ons incurring additional cost. For businesses that were already paying for payroll separately, that consolidation partially offset the price increase.
What Changed on 1 July 2026?
Xero lifted prices again from 1 July 2026, with increases ranging from roughly 4% to 13% depending on the plan. In dollar terms most subscribers are paying around $2 to $28 more per month, depending on tier.
| Plan | Before 1 July 2026 | From 1 July 2026 |
|---|---|---|
| Ignite | $35 / month | $37 / month |
| Grow | $75 / month | $78 / month |
| Comprehensive | $100 / month | $107 / month |
| Ultimate 10 | $130 / month | $143 / month |
| Ultimate 20 | $162 / month | $180 / month |
| Ultimate 50 | $222 / month | $250 / month |
| Ultimate 100 | $272 / month | $300 / month |
Prices in AUD per month, including GST. Figures as published by Xero for Australian subscriptions from 1 July 2026.
From 1 July 2026, Xero is also removing the multi-organisation discount for eligible subscriptions. If you manage multiple businesses through Xero or have relied on that discount, this is worth flagging to us now so we can review what it means for your subscription costs. Any standard promotional code or discount currently on your account will continue to be honoured until it expires.
The Current Plan Structure
All Xero plans include payroll up to a headcount limit, bank reconciliation, invoicing, BAS preparation, and Single Touch Payroll reporting. The main differences between plans are the number of employees included in payroll and access to multi-currency and Projects features.
Following the increase, the four most common plans sit at Ignite ($37 per month, one payroll employee), Grow ($78 per month, two payroll employees), Comprehensive ($107 per month, five payroll employees, multi-currency), and Ultimate 10 ($143 per month, ten payroll employees). Additional employees beyond your plan’s payroll limit cost $5 per person per month, so it’s worth checking with us whether upgrading to the next plan tier is cheaper than continuing to pay overages.
What We’d Suggest You Do Now
The most useful thing to do now is review which plan you’re on and whether it still fits your business. We’re happy to help with this, but a few things worth considering in the meantime.
Are you using all the features included in your current plan? If you’re on Comprehensive but don’t use multi-currency or Projects, Grow may be sufficient and cheaper. Are you paying overage charges for additional payroll employees? If so, stepping up a plan tier may cost less than your current combination of base plan plus overages. If you were relying on the multi-organisation discount, factor in its removal and let us know if you’d like us to review your overall subscription setup.
Xero has raised prices every year since 2021, so it’s worth building the expectation of ongoing annual increases into your software budgeting rather than treating each one as a surprise.
How We’ll Handle the Updated Fees
We’ll be sending a separate proposal outlining the updated Xero subscription fees as they apply to your account. This will be issued independently from any other direct debits you currently have with us, so you’ll have a clear view of the Xero cost on its own. If you have any questions about the proposal or would like to discuss your plan before it’s confirmed, just reach out to your Prime Partners accountant.
A Note on Payday Super
One change worth flagging alongside the Xero pricing update is the introduction of Payday Super from 1 July 2026. From that date, superannuation must be paid with every pay run rather than quarterly. Having automated super built into the Xero plan rather than managed separately reduces the risk of a missed payment triggering the superannuation guarantee charge under the new regime. If your current setup doesn’t have auto super running correctly inside Xero, now is a good time to sort that out before the obligation kicks in.
Xero price increase 2026: frequently asked questions
How much did Xero prices increase in July 2026?
Increases ranged from roughly 4% to 13% depending on the plan. Ignite rose $2 to $37 a month, Grow $3 to $78, Comprehensive $7 to $107, and Ultimate 10 $13 to $143. Larger Ultimate tiers rose by up to $28 a month.
What are the new Xero prices in Australia from 1 July 2026?
Ignite $37, Grow $78, Comprehensive $107, Ultimate 10 $143, Ultimate 20 $180, Ultimate 50 $250 and Ultimate 100 $300, all per month in AUD including GST.
Has the Xero multi-organisation discount been removed?
Yes. The multi-organisation discount was removed for eligible subscriptions from 1 July 2026. If you run more than one entity through Xero, your total bill rises both from the new plan prices and from losing that discount. Standard promotional codes already on your account continue until they expire.
Do all Xero plans still include payroll and automated super?
Yes. Since 1 June 2025 payroll and automated superannuation are included in all business plans rather than being paid add-ons. Plans differ mainly in how many payroll employees are included and whether multi-currency and Projects are available.
How can I reduce my Xero subscription cost?
Check you are not paying for features you do not use, since a lower tier may be sufficient. If you are paying $5 per month overage for employees beyond your plan limit, moving up a tier can work out cheaper than the base plan plus overages. We are happy to review your setup.
If you’d like to talk through which Xero plan makes sense for your business or how the upcoming changes affect what you’re paying, get in touch with your Prime Partners adviser. We work across these platforms every day and can make sure you’re on the right plan without paying for features you don’t use.